The Hype Cycle for Fraud and Financial Crime Prevention, 2025* highlights the technologies reshaping how financial institutions tackle fraud and financial crime. As threat actors leverage advanced techniques such as AI-driven phishing, deepfakes, and synthetic identities, bank CIOs must rethink their strategies, balancing automation, AI, digital identity, and privacy, while ensuring compliance and a seamless user experience.
Among the most significant technologies featured this year, Gartner analysts explore two transformative approaches: Generative AI and Self-Supervised Learning.
In the section dedicated to Generative AI in Financial Crime Detection, the report outlines how GenAI can enhance fraud and AML systems through synthetic data generation, large transaction models, and simulation of future attack scenarios, supporting proactive and adaptive defences.
The report also emphasizes the potential of Self-Supervised Learning to overcome the limitations of traditional ML by creating training signals directly from data. This would allow financial institutions to keep pace with evolving fraud patterns even in the absence of labeled data.
We’re proud to share that XTN Cognitive Security® has been named a Representative Vendor in this Hype Cycle. This recognition validates our long-standing work on advanced fraud detection technologies.
*Gartner, Hype Cycle for Fraud and Financial Crime Prevention, 2025, By Vatsal Sharma, Pete Redshaw.
