Human Bot Attacks
Neutralize sophisticated automated fraud and secure your digital infrastructure with real-time behavioral intelligence.
Effective protection against malicious bots allows your organization to stop revenue loss, preserve brand reputation, and mitigate operational or compliance risks. XTN Cognitive Security® ensures your ecosystem remains secure against the evolving landscape of automated fraud.
Market Overview
The surge in malicious bot operations represents a critical threat to financial infrastructures. Modern automated attacks have evolved beyond basic scripts to include human bots and sophisticated bots: programs designed to replicate human behavior and bypass legacy detection systems. For fraud and risk managers, the challenge lies in identifying these distinct classes of mimics that exploit legitimate access points. This level of evasion demands a strategic shift toward advanced behavioral detection to ensure the integrity of digital operations.
What is it?
Bot Attacks are automated operations designed to infiltrate financial networks and execute malicious activities at scale. While basic bots are easily detected, modern institutions now face human-mimicking bots. These are advanced scripts engineered to replicate human behavior, such as realistic navigation paths and typing cadences, specifically designed to bypass traditional security layers and behavioral monitoring. Common types include:
- Credential Stuffing Bots
Automated scripts use stolen usernames and passwords to gain unauthorized account access. - Distributed Denial of Service (DDoS)
Bots flood a target network with traffic to cause system crashes or inaccessibility. - Malware attacks
Bots spread malicious software to steal financial data or create botnets for further attacks. - Phishing attacks
Automated messages trick users into revealing sensitive information by impersonating legitimate sources.
How does it work?
A malicious bot attack operates through a structured process:
- Reconnaissance. Bots gather information about the target system, scanning for exploitable vulnerabilities or architectural weaknesses.
- Initial Access. Once a vulnerability has been identified, the attacker gains initial access through the bots by exploiting software bugs or using social engineering to initiate malicious downloads.
- Establishing Control. The bot secures its presence by installing scripts or modifying session parameters. This allows the fraudster to remotely direct the compromised system toward further targets.
- Carrying out Attacks. With control established, the attacker mobilizes the bot fleet to execute the primary objective, such as launching DDoS attacks, distributing malware, or conducting large-scale phishing campaigns.
- Maintaining Persistence. To ensure long-term access, fraudsters use obfuscation techniques to conceal the bot’s presence, ensuring the infrastructure remains vulnerable to future fraudulent operations.
The challenge
Bot attacks pose a severe threat to FIs because they simulate human behavior with high precision. Traditional bot checks are often ineffective against these sophisticated tactics. To protect systems and data, FIs need a solution that is frictionless for the user and invisible to the fraudster.
XTN User Behavior Analysis
Conventional detection techniques are becoming obsolete as bot technology evolves. The XTN Cognitive Security Platform® identifies advanced bots by analyzing user behavior patterns, achieving a 99.5% detection rate.
Our technology focuses on real-time interaction analysis within the application. We use behavioral features such as velocity patterns, typing speed, mouse movements, sensor activity, and copy-and-paste operations. This approach protects against Account Takeover (ATO) and New Account Fraud without the friction of Re-Captcha.
The XTN Bot Attacks Protection solution covers the following main areas of analysis:
- In-App behavioral analysis: we analyze the interaction within the app to detect indicators of simple or advanced BOT activity.
- Device emulators detection: we identify the presence of mobile device emulators.
Core Analysis Areas
The XTN Bot Attacks Protection solution covers the following areas:
In-App Behavioral Analysis: Detection of simple or advanced bot activity through interaction patterns.
Device Emulator Detection: Identification of mobile device emulators used to scale automated attacks.
Business Risks
Consequences of Bot Attacks can impact a digital business by:
• Revenue loss
• Reputational damage
• Increased operational costs
• Legal and compliance issues
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